• Limitations: You must deposit $750.00 to open this account. Religious and not-for-profit organiza­tions must deposit $100.00 to open this account. Each month you will be assessed a service charge. You may avoid this fee if you maintain, each day during the month, a daily balance of at least $750.00 or $100.00 for religious and not-for-profit organizations.

• If E-Statements are elected, the first minimum order of personal, basic wallet or duplicate checks are free.

•  Free check images

•  Free Account Access ATM/Debit Card

•  Free Internet Banking

•  Free Xpress Telephone Banking

•  Free E-mail notifications

•  Free Notary Service

•  Free E-Statement

•  For rates and additional information, please see a customer service representative.

SAVINGS ACCOUNT

You don't have to have a money tree in your back­yard to start saving for the future! ENB has the per­fect account to help you begin your savings program.

• Quarterly statement (monthly with ATM or other electronic funds transaction activity).

• Limitations: To open this account you must deposit $100.00. However, for minors, the minimum deposit to open this account is $50.00. During the statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephonic order or instructions. No more than three of the six transfers may be made by check, draft, debit card, if appli­cable, or similar order to a third party.

• Account Fees: Each quarter you will be assessed a service charge. You may avoid this fee if you main­tain, each day during the quarter, a daily balance of at least $50.00. Additionally, we will charge you a fee for each withdrawal beyond 8 per quarter.

• Free Internet Banking

• Free Xpress Telephone Banking

• Free E-mail notifications

• Free Notary Service

• Free E-Statement

• For rates and additional information, please see a customer service representative.

ENB ELITE

For those customers who put their money to work for them. This account pays a competitive rate of interest on savings.

• Limitations: A new or existing Eaton National Bank & Trust Co., checking account is required. To open this account you must deposit $2,500.00. During the statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instructions. No more than three of the six transfers may be made by check, draft, debit card, if applicable, or similar order to a third party.

• Account Fees: We will charge you a fee per transaction made by check, draft, debit card, if applicable, or similar order to a third party beyond three per statement cycle. If you continue to violate these limits after we have contacted you, we will close your account and place the funds in another account that you are eligible to hold, or we will take away the draft and transfer capabilities of this account.

• Free Internet Banking

• Free Xpress Telephone Banking

• Free E-mail notifications

• Free Notary Service

• Free E-Statement

• For rates and additional information, please see a customer service representative.

WEALTH BUILDER SAVINGS ACCOUNT

Start teaching your child the importance of saving with this savings account geared toward children. ENB provides various incentives to encourage your child to save while at the same time teaching your child the importance of saving money.

• Quarterly E-Statement (monthly with electronic funds transaction activity).

• Limitations: To open this account you must deposit $10.00. Must be 16 years old or younger to qualify. During the statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephonic order or instructions. No more than three of the six transfers may be made by check, draft, debit card, if applicable, or similar order to a third party.

• Account Fees: Each quarter you will be assessed a service charge. You may avoid this fee if you main­tain, each day during the quarter, a daily balance of at least $10.00. Additionally, we will charge you a fee for each withdrawal beyond 8 per quarter.

•  Free Internet Banking

•  Free Xpress Telephone Banking

•  Free E-mail notifications

•  Free Notary Service

• For rates and additional information, please see a customer service representative.

STUDENT XPRESS CHECKING ACCOUNT

For the on-the-go student this account offers all that you need for your first checking account no matter how far you travel from home. Enjoy unlimited check writing, no minimum balance and no monthly service charge.

• Limitations: You must deposit $50.00 to open this account. Available to students between 16-24 years of age. Account will remain open for a period of 5 years from the date of account opening. Eligibility may be extended upon validation of student status. Must be 18 years old to qualify for account individually.

• Monthly E-Statement

• Overdraft Privilege available on eligible accounts after 30 days.

• One-fourth percent interest rate discount on installment loans when your monthly loan payment is automatically deducted from your Student Xpress Checking Account.

• ENB loan processing fee waived on first ENB auto loan with automatic funds transfer.

• $500 credit card subject to credit approval. Must be 18 years or older.

• ENB will waive its fee on first 3 foreign ATM withdrawals per month. Foreign bank ATM fees will still apply.

•  Retail Sweep Service with ENB savings account

•  Free Account Access ATM/Debit Card

•  Free Internet Banking

•  Free Xpress Telephone Banking

•  Free E-mail notifications

•  Free Notary Service

•  For additional information, please see a customer
   service representative.

For the on-the-go student this account offers all that you need for your first checking account no matter how far you travel from home. Enjoy unlimited check writing, no minimum balance and no monthly service charge.

• Limitations: You must deposit $50.00 to open this account. Available to students between 16-24 years of age. Account will remain open for a period of 5 years from the date of account opening. Eligibility may be extended upon validation of student status. Must be 18 years old to qualify for account individually.

• Monthly E-Statement

• Overdraft Privilege available on eligible accounts after 30 days.

• One-fourth percent interest rate discount on installment loans when your monthly loan payment is automatically deducted from your Student Xpress Checking Account.

• ENB loan processing fee waived on first ENB auto loan with automatic funds transfer.

• $500 credit card subject to credit approval. Must be 18 years or older.

• ENB will waive its fee on first 3 foreign ATM withdrawals per month. Foreign bank ATM fees will still apply.

•  Retail Sweep Service with ENB savings account

•  Free Account Access ATM/Debit Card

•  Free Internet Banking

•  Free Xpress Telephone Banking

•  Free E-mail notifications

•  Free Notary Service

•  For additional information, please see a customer
   service representative.

FREEDOM XPRESS CHECKING ACCOUNT

For customers who are 55 years young or older, ENB offers the Freedom Xpress Checking Account with unlimited check writing, no minimum balance and no monthly service charge along with many other ENB services geared to your needs as you are in or near retirement.

• Limitations: You must deposit $100.00 to open this account.

• If E-Statements are elected, the first minimum order of personal, basic wallet or duplicate checks are free.

• Overdraft Privilege available on eligible accounts after 30 days.

• One-half percent interest rate discount on consumer installment loans when your monthly loan payment is automatically deducted from your Freedom Xpress Checking Account.

• Retail Sweep Service with ENB savings account

• Premium rate for conversion of employee retirement plan to ENB IRA or self-directed IRA,

• Premium rate on CD's or IRA's.

• Free investment session with ENB Trust Department

• Free Account Access ATM/Debit Card

• Free Internet Banking

• Free Xpress Telephone Banking

• Free E-mail notifications

• Free Notary Service

• Free E-Statements

• For additional information, please see a customer service representative.