© 1997-2009  Eaton National Bank & Trust Co. All rights reserved.                                                  Member FDIC

How identity thieves get your personal information:

 

They may steal your mail, including bank and credit card

statements, credit card offers, new checks, and tax

information.

 

To protect yourself sign up for estatements, request that

the bank hold you mail for you to pick up at the bank.

They may rummage through your trash, the trash of businesses, or public trash

dumps in a practice known as "dumpster diving."

Shred all documents that contain personal information.

 

They may get your credit reports by abusing their employer's authorized access

to them, or by posing as a landlord, employer, or someone else who may have a

legal right to access your report.

As a result of the Federal Credit Act all individuals may receive 1 free copy of

their credit report each year from Experian, Trans Union, or Equifax.

 

They may steal your credit or debit card numbers by capturing the information in

a data storage device in a practice known as "skimming."

They may swipe your card for an actual purchase, or attach the device to an ATM

machine where you may enter or swipe your card.

Review your bank and credit card statements

for discrepancies.  If there is problem contact your bank or credit card company

immediately to find out your rights.

 

They may steal your wallet or purse.

 

They may complete a "change of address form" to divert your mail to another

location.

ENB protects you by comparing the signature on change of address forms to the

signature on your signature card.

 

 They may steal personal information they find in your home.

 

They may steal personal information from you through email or phone by posing

as legitimate companies and claiming that you have a problem with your account.

This practice is known as "phishing" online, or pretexting by phone.

 

ENB will never call you to verify information.  Do not give out personal

information unless you are sure of the identity of the other party.

Be Aware of Identity Theft Don't Become a Victim