© 1997-2009  Eaton National Bank & Trust Co. All rights reserved.                                                  Member FDIC

Payroll Direct Deposit

Eliminate the cost of writing and distributing checks, and offer added

convenience to your employees. Eaton National Bank's payroll direct

deposit gives you the tools to electronically transfer payroll funds

directly into your employees' accounts, saving time and money

associated with manual processing.

Depository Transfers

No need to visit the bank, transfer funds electronically between your

account(s) and Eaton National Bank's, or other financial institutions.

Next day transfers are processed electronically between your

company accounts.

Import/Export Capability

Reduce error and save valuable time by eliminating the need to re-

key data with Eaton National Bank's Import/Export functionality. Manage

large ACH files locally on a spreadsheet for uploading into a batch, or easily import or export

tab-delimited files to spreadsheet applications.

 

Electronic Federal Tax Payments

Put the control in your hands. With our Electronic Tax Payments service, you can directly

initiate an "ACH CREDIT" for different types of federal tax payments, such as 941 payroll tax

deposits. Our system will create the ACH credit to the US Treasury in accordance with

Federal tax payment requirements.

Collect Payments

Save time and money by replacing invoicing with EFT payments from authorized consumer

accounts. Use our Collect Payments template to originate EFT payments from your consumer

accounts, whether authorized in writing, by phone, or over the Web

.

Wire Transfer Origination

Reduce paperwork and conduct wire transfers right from your desk. Our Wire Transfer

functionality allows you to initiate domestic and international transfers via our secure

messaging system in minutes.

 

Positive Pay Check Reconciliation

Let us safeguard your business against check fraud with Positive Pay Check Reconciliation.

This tool monitors checks clearing your account and automatically generates reports, quickly

identifying fraudulent transactions, and increasing security.

Online Bill Pay

Get access to your bank accounts 24x7, 365 days a year with Eaton National Bank's online

Business Bill Pay. Schedule one-time payments for, or get better organized by scheduling

your bills in advance – and you can easily retrieve up to 6 months of your bill payment

history for reconciliation. Online bill pay saves you money and affords you the time to

concentrate on your business.

 

Sub-User Administration

Be in charge of your business banking with Sub-User Administration. Save valuable time and

increase efficiencies by conveniently assigning specific account access, dual control

privileges, and transaction limits to your employees independently, without direct

communication with your financial institution.

 

Principal/Interest Loan Payments

Conveniently make principal or interest payments to supported loan types at Eaton National

Bank. This feature can be configured differently for various loan types.

E Statements

Eaton National Bank now offers you the paper-free convenience of electronic statement

delivery! If you choose to receive e-statements, a notification will be sent to your inbox on a

monthly basis, informing you that a monthly statement is ready for secure viewing.

Check Imaging

View your checks and deposit slips within your Internet banking account. No waiting for

copies of cancelled checks and helping you easily track your businesses transactions.

Notify Me Alerts

This notification feature allows you to designate what type of account activity, such as

overdraft alerts, balance alerts, and large transaction alerts, you would like to be notified of

via e-mail. As soon as one of your designated events occur, you will immediately be notified.

Balance Reporting

With this feature, you'll never have to wait for your monthly statement to reconcile your

account register. Balance reporting allows you to get a full report of the current or previous

A big part of managing your business is managing your cash. Whether your business

is small or large, just starting out or well established, Eaton National Bank has the

products and services that will help you better manage your cash, so you'll have the

time to better manage your business.

Electronic Commercial Services

Online Banking