Consumer Deposit Accounts CHOICE CHECKING ACCOUNT              This is one account that revolves around you.  From online and local discounts, to card protection and ID fraud resolution, you enjoy the purchasing power and peace of mind you deserve.  Plus, there’s no minimum balance. ▪Benefits:     Online and local grocery & merchant discounts     Real-time card protection     Fraud resolution program     Wallet recovery service    Low monthly fee that can be reduced or eliminated  ▪ Start with a low monthly service fee and reduce or eliminate it by using your debit card and receiving E- Statements.  The more signature-based debit card purchases over $10, the lower your fee. ▪ Limitations:  You must deposit $100.00 to open this account. REWARD CHECKING ACCOUNT              Reward Checking is a free checking account with no minimum balance and no monthly fees.  When you qualify each monthly qualification cycle, you receive rewards such as massive interest and ATM fee refunds.*  ▪ The qualifications are things you are probably already doing such as debit card signature-based transactions, receiving E-Statements and direct deposit or automatic payments.  Plus, you automatically qualify the first cycle. ▪ If you do not qualify one cycle, there is no penalty.  Plus, you still receive a base interest rate and can earn your rewards the next cycle you qualify. ▪ Limitations:  You must deposit $100.00 to open this account. REAL GIVING CHECKING ACCOUNT  Real Giving is a free checking account with no minimum balance and no monthly fees that helps you make charitable giving part of every day.  When you qualify each monthly qualification cycle, you receive rewards such as massive interest, ATM fee refunds* and ENB will donate $.05 per debit card swipe to a cause you care about.** ▪ Choose one of the following charities to start making a difference: ▪ Just for opening the account, you automatically qualify the first cycle plus ENB will donate $5 to your selected charity. ▪ The qualifications are things you are probably already doing such as debit card signature-based transactions, receiving E-Statements and direct deposit or automatic payments.  ▪ If you do not qualify one cycle, there is no penalty.  Plus, you still receive a base interest rate and can earn your rewards the next cycle you qualify. ▪ Limitations:  You must deposit $100.00 to open this account. REAL TUNES                                             Real Tunes Checking is a free checking account with no minimum balance and no monthly fees.  When you qualify each monthly qualification cycle, you receive rewards such as $5 in iTunes® and Amazon.com® downloads*** and ATM fee refunds.*  ▪ Just for opening the account, you automatically qualify the first cycle plus receive an extra $20 in downloads. ▪ The qualifications are things you are probably already doing such as debit card signature-based transactions and receiving E-Statements. ▪ If you do not qualify one cycle, there is no penalty.  Plus, you can earn your rewards the next cycle you qualify. ▪ Limitations:  You must deposit $100.00 to open this account. ENB ELITE This account pays a competitive rate of interest on savings. Limitations:  A new or existing ENB checking account is required.  To open this account you must deposit $2,500.00.   *During the statement cycle, you may not make more than six withdrawals.   *We will charge you a fee for each withdrawal beyond 6 per cycle.  If you continue to violate these limits after we have contacted you, we will close your account and place the funds in another account that you are eligible to hold, or we will take away the draft and transfer capabilities of this account. * ATM fee refunds up to $20 within the monthly qualification cycle.  ** Must be posted and cleared signature-based debit card purchases over $10.00. *** iTunes is a trademark of Apple,Inc. Amazon and Amazon.com are registered trademarks of Amazon, Inc. Apple, Inc. and Amazon, Inc. are not participants in or sponsors of this program.